Principal plan uses a software version of the Envelope System to help you set aside portions of your income when you get PAID. As you go through the month, the software tracks how much money you have left in each category. Before you spend it.
With Principal Plan, you set aside money for different budget categories by allocating your income to budget envelopes. By setting money aside before you spend it, you can easily track how much you have to spend in each category by simply looking at each envelope's balance.
Principal Plan prints envelope balances in many convenient sizes, so you have the information to make good spending decisions as you go through the week.
Features & Benefits
* Control your spending with the envelope system so you can see how much you have to spend BEFORE you spend it.
* Easily download transactions from your bank's website.
* Use the Allocation Plan to easily set up and manage your budget.
* Track any number of checking, savings, cash, investment and credit card accounts.
* Track any number of envelopes and manage your finances with any level of detail.
* Easily enter information using familiar looking checkbook ledgers.
* Use credit cards without going into debt and get the convenience without spending money you don't have.
* Export data into other Windows programs like Microsoft Excel to further analyze and graph your data.
* Use the powerful filter and search features to view only the transactions you want to see.
* Reconcile accounts and envelopes with simple reconciliation tools.